Articles by: Debbie Hoffman

Part II: Alternative Data Drives Auto Lending Growth

Part II: Alternative Data Drives Auto Lending Growth

Despite the potential benefits of alternative data, privacy concerns linger about how the data is collected and shared with lenders. Earlier this year, the Consumer Financial Protection Bureau (CFPB) announced that it is looking into privacy and security concerns surrounding the growing acceptance of alternative data and sought public commentRead More

Part I: Alternative Data Drives Auto Lending Growth

Part I: Alternative Data Drives Auto Lending Growth

The American dream is to own a home, but what about a car? While public transportation is generally easy to use in large cities across the U.S., a majority of people have the desire to drive their own cars. Given widespread access to credit, consumers are projected to buy almostRead More