Articles by: Blair Evans

The CFPB’s Regulation of the Auto Finance Industry is Legally and Ethically Wrong [OPINION]

The CFPB’s Regulation of the Auto Finance Industry is Legally and Ethically Wrong [OPINION]

As the Chair of my firm’s Auto Finance Team, a multidisciplinary team of attorneys serving the auto finance industry, I’ve heard my share of complaints about the CFPB’s newfound focus on auto finance companies, banks, and non-bank entities that serve the auto finance sector. In the course of my discussionsRead More

CFPB Appears Poised to Increase Its Focus on Auto Lending

CFPB Appears Poised to Increase Its Focus on Auto Lending

By Blair B. Evans and Craig Nazzaro, Baker Donelson The Consumer Financial Protection Bureau utilizes a risk-based analysis in its approach to its supervisory and enforcement efforts. The Bureau’s risk-based approach includes factors such as the potential risk to a consumer from products offered in the market and complaints generatedRead More